Terms and Conditions & Legal Disclaimer
Puhonan - Licensed Financial Advisors of AXA Philippines
Please read carefully the following Terms and Conditions of Use. By accessing this site, you agree to be bound by these terms. If you do not agree, please do not continue to use this website.
Acceptance of Terms
Puhonan reserves the right to update, change, or modify these Terms and Conditions at any time. Continued use of this site constitutes acceptance of the updated terms.
Customer Commitment
As licensed financial advisors of AXA Philippines, Puhonan is committed to:
Providing clear, complete, and accurate information about AXA products and services.
Ensuring secure and safe online interactions.
Protecting your personal information in compliance with the Data Privacy Act.
Delivering professional service and prompt responses to inquiries.
Access and Use of the Site
Access to this site is free, but internet service charges may apply based on your provider.
You are granted a limited license to use this site for personal, non-commercial purposes.
Unauthorized activities such as hacking, copying, reverse engineering, or collecting personal information from this site are strictly prohibited.
This site is not intended for use in jurisdictions where its content or services would be contrary to local laws.
Links to Third-Party Websites
This site may contain links to third-party websites. Puhonan and AXA Philippines are not responsible for the content, accuracy, or reliability of those external sites. Access to third-party sites is at your own risk.
Intellectual Property
All text, images, graphics, and other content on this site are owned by or licensed to AXA Philippines and used by Puhonan as authorized representatives. Reproduction or distribution without prior written consent is prohibited.
Technical & Cookies Notice
Our website may use cookies or analytics tools to improve user experience and track site performance. Cookies do not reveal your identity unless you voluntarily provide personal data. You may disable cookies in your browser, but some features may not function properly.
No Warranties
The information on this site is provided for informational purposes only. While we strive to keep content accurate and updated, we make no guarantees about completeness, accuracy, or fitness for a particular purpose.
Limitation of Liability
Puhonan, its members, and AXA Philippines will not be liable for any direct or indirect damages, losses, or expenses arising from the use or inability to use this site, including issues related to system errors, delays, or viruses.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
Privacy Policy
For details on how we collect, use, and protect your personal data, please refer to our Privacy Policy.
Disclaimer
Puhonan operates as licensed financial advisors under AXA Philippines. This site is intended to provide general information about financial products and services. For official corporate policies and full product terms, please visit the AXA Philippines website.
Client's Feedback
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